Now accepting early access signups

Your finances.
Your data.
No bank login.

Finally see where your money actually goes — without handing your bank password to anyone. A couple of clicks. Complete clarity. Works with any bank, in any country.

Free during beta. No credit card needed.

Monthly Overview Mar 2026
Income
$8,240
Spent
$3,186
Saved
$5,054
Blue Bottle Coffee
Food & Drink
-$6.50
🏠
Rent Payment
Housing
-$1,800
💰
Payroll Deposit
Income
+$4,120
Zero credentials stored
Works in 190+ countries
End-to-end encrypted
No Plaid dependency

Your bank knows exactly where your money goes.
Why don't you?

Banks and financial institutions have complete visibility into every dollar you earn and spend. But they don't share that clarity with you. Statements are dense. Exports are confusing. The tools that promised to help? They want your bank password first.

We started Finatra because we believe financial clarity shouldn't require giving up your security. What's measured is optimized — and right now, most people can't measure what matters most.

Stop choosing between clarity and security

The status quo
  • "Connect your bank" means handing your login to a company you found on Google ten minutes ago
  • Bank syncs break without warning — you only notice when your budget numbers look wrong
  • Live outside the US? Good luck — most finance apps don't know your bank exists
  • The "free" app makes money by selling your spending data to advertisers and lenders
The Finatra way
  • You download a file from your bank. You upload it to Finatra. No middleman touches your credentials.
  • Your data arrives exactly as your bank exported it — no sync lag, no silent failures, no surprises
  • Any bank that lets you download a CSV or OFX works with Finatra. Any country. Any currency.
  • We make money from subscriptions, not from selling your data. Your finances are not our product.

Everything you need to understand your money

Simple tools that turn raw bank data into clarity you can act on — in a couple of clicks.

🔒

Your credentials stay with you

Import transactions via standard bank exports (CSV, OFX, QFX). Your bank login never leaves your bank. That's the way it should be.

🌎

Any bank. Any country.

No dependency on any regional service. If your bank lets you download transactions, Finatra works. Whether you're in Tokyo, Toronto, or Timbuktu.

🛡

Private by design

Encrypted end-to-end. No ads. No data monetization. We built Finatra for people who believe privacy is a right, not a feature.

Smart categorization

Transactions get organized automatically — groceries, subscriptions, dining, travel. It gets smarter over time and always lets you have the final say.

📈

Spending at a glance

Clean, simple charts that answer the question you actually care about: where is my money going? Monthly trends, category breakdowns, and gentle nudges when something looks unusual.

💰

Multi-currency friendly

Track finances across currencies without spreadsheet headaches. Built for the reality of how people manage money today — across borders and accounts.

Three steps. Full control.

No sign-up wizard. No bank login screen. Just your data, on your terms.

1

Export from your bank

Download your transaction file (CSV, OFX) from your bank's website. Takes 30 seconds.

2

Drop it into Finatra

Upload your file — Finatra reads the format, organizes your transactions, and sorts them into categories automatically.

3

See the full picture

Get instant spending breakdowns, budget tracking, and insights — all without sharing a single credential.

For anyone who wants to see
where their money actually goes

You don't need to be a finance nerd. You just need to care enough to look.

💡

"I just want to know where it all goes"

You earn a decent living but somehow the account balance never feels right. Finatra shows you the full picture so you can make informed choices — not guesses.

🎯

"I'm saving for something big"

A house, a trip, a safety net. Seeing exactly where every dollar goes is the first step to redirecting some of them toward what matters most.

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"My bank isn't supported anywhere"

You've tried three finance apps and none of them work with your bank. Finatra works with any bank that lets you download a file. Any country, any currency.

💪

"I don't trust apps with my bank login"

Smart. Neither do we. That's why we built Finatra to never ask for it. Your bank credentials stay exactly where they belong — with your bank.

We're building a friend for your finances,
not another data-hungry startup

We know trust is earned. Here's how we earn it: we will never ask for your bank login. We will never sell your data. We will never show you ads based on your spending. Our business model is simple — you pay for the product, and we make it worth paying for.

Finatra exists to give ordinary people the same financial clarity that accountants and spreadsheet wizards have always had — but in a couple of clicks, not a couple of hours. We think everyone deserves to understand their money. And we think you shouldn't have to trade your privacy to get there.

Ready to see your money clearly?

Join the waitlist. Be the first to try Finatra when we launch.

Free during beta. No spam, no selling your email.